The Business Study
PayPal Holdings, Inc. · PYPLHow PayPal makes money
PayPal brought in $33.2 billion in revenue in 2025 and kept $5.2 billion as profit: $15.78 of every $100. Its biggest source of money was Payment fees, at $29.8 billion (90% of the total).
From PayPal's Form 10-K for the year ended December 31, 2025. Page updated November 8, 2026.
Out of every $100 PayPal took in, it kept
Where PayPal's money comes from. 2 lines in its 10‑K.
6 years of PayPal's revenue and profit.
Fiscal years as PayPal reports them; the latest ended December 31, 2025. Profit is net income.
Quick answers about PayPal.
How does PayPal make money?
PayPal takes a fee on payments through PayPal, Venmo and Braintree, plus interest and other services. The biggest line in its latest 10-K is Payment fees ($29.8 billion).
How much money does PayPal make a year?
$33.2 billion in revenue in 2025, and $5.2 billion in net profit. That's up 4% from the year before.
Is PayPal profitable?
Yes. PayPal made $5.2 billion in net profit in 2025, which is $15.78 of every $100 it took in.
How many employees does PayPal have?
About 23,800 employees as of December 31, 2025. That works out to $1.39 million in revenue per employee.
Is PayPal growing?
Yes. Revenue went from $21.5 billion in 2020 to $33.2 billion in 2025, up 55%.
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CompareSource: PayPal Holdings, Inc., annual report on Form 10-K for the fiscal year ended December 31, 2025, filed with the SEC on February 3, 2026.
Revenue, profit and the breakdowns are the numbers the company reported in that filing (its XBRL data). Profit means net income; "operating profit" means operating income. Nothing on this page is estimated.